Privacy policy.
Privacy Statement for Financial Coaching Website
Effective Date: 1st January 2023
At Harmonious Money, a service provided by Neligan Financial Ltd, we are committed to protecting the privacy and security of your personal information. This Privacy Statement outlines how we collect, use, disclose, and protect your data when you visit and interact with our website. By using our website and services, you consent to the practices described in this Privacy Statement.
1. Information We Collect:
When you visit our website or engage in coaching services, we may collect certain information, including but not limited to:
- Personal Information: Name, email address, contact number, and other details you provide when contacting us or signing up for our services.
- Financial Information: Information relevant to your financial situation, budgeting, and goals shared during coaching sessions.
- Website Usage Data: We may collect information about how you use our website, such as IP addresses, browser types, pages viewed, and referral URLs, to improve user experience and optimize our services.
2. How We Use Your Information:
We may use your information for the following purposes:
- Providing Financial Coaching: To deliver personalized coaching services tailored to your financial needs and goals.
- Communication: To respond to your inquiries, provide information about our services, and send important updates.
- Analytics: To analyze website usage data, improve our content, and enhance user experience.
- Marketing: With your consent, we may use your contact information to send promotional emails or newsletters related to our services. You can opt-out of marketing communications at any time.
3. Sharing Your Information:
We do not sell, rent, or trade your personal information to third parties. However, we may share your information with trusted third-party service providers who assist us in delivering our services. These service providers are bound by confidentiality agreements and are not allowed to use your information for any other purposes.
We may also disclose your information in the following circumstances:
- Compliance with Laws: When required by law, court order, or government request, we may share your information to comply with legal obligations.
- Protection of Rights: To protect our rights, privacy, safety, or property, and that of our users.
4. Data Security:
We implement appropriate security measures to safeguard your personal information from unauthorized access, alteration, disclosure, or destruction. However, no internet transmission or electronic storage is entirely secure, and we cannot guarantee the absolute security of your data.
5. Cookies and Tracking Technologies:
We use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can manage cookie preferences through your web browser settings.
6. Third-Party Links:
Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of those websites before providing any personal information.
7. Children's Privacy:
Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will take appropriate steps to remove such information.
8. Changes to this Privacy Statement:
We may update this Privacy Statement from time to time to reflect changes in our practices or for legal reasons. We will post the revised Privacy Statement on our website, and the effective date will be updated accordingly.
9. Contact Us:
If you have any questions, concerns, or requests related to your privacy or the use of your personal information, please contact us at [Your Contact Email/Phone Number].
By using our website and services, you acknowledge that you have read and understood this Privacy Statement and agree to its terms and conditions.